Verified monthly recurring income, 12-month view. 92 active payers.
Verified against 13 months of bank data. £31,240 verified in total across the window.
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Verified monthly recurring income
Credits matched to recurring payers, averaged per month. The 12-month figure is the headline.
Last 3 months May – Jul 2026
£2,530
Last 6 months Feb – Jul 2026
£2,492
Last 12 months Aug 2025 – Jul 2026Headline figure
£2,412
Monthly verified income, July 2025 – July 2026.
Payers
92
Active recurring payers
£26.22
Average per payer a month
89%
Payers held across the window
17%
Income from the ten largest payers
77 of the 87 payers active in the first three months were still paying in the
final three, and the round grew to 92. Cycles: 48 payers 4-weekly, 27 six-weekly, 12
eight-weekly, 5 twelve-weekly. No payer is worth more than 3% of verified income.
Payment methods
Direct Debit
£1,423
59%
Bank transfer
£989
41%
Card takings
£0
0%
No card-processor payouts found. We look for SumUp, Zettle, Square and Stripe.
Credits fall into three groups: recurring payments are the headline, one-offs from those
same payers are on page 2, and £154 a month tied to no payer is excluded from every figure.
VERIFIED ROUND REPORT · TTB-00147ISSUED 17 AUGUST 2026
Additional work from round customers
£1,840
In one-off payments across the window, from 21 of the 92 payers.
Seller describes this as gutter, fascia and conservatory work: the
description is declared, the amounts are bank-verified. Not part of the headline,
which is recurring income only.
Consistency
93%
Collection consistency
71 of 92
Payers who missed nothing
Lowest month: December 2025 (£2,278 — holiday skips). Highest: July 2026
(£2,547). Every month sits within 6% of the 12-month average; the climb from February is
payer growth, not seasonality. Payers on regular cycles produced 867 of the 932 payments
due, each judged on its own cycle. Measured by amount for bank transfers, by count for
Direct Debit.
What Grade A means
A12 months or more of open-banking data, at least 80% of credits attributed
to recurring payers, and the account holder's identity matched.
This round: 13 months, 94% attributed, identity matched.
B / CB is 6 months of data, or income verified from uploaded statements rather than a live bank connection. C is anything weaker, and we do not publish it.
·Long-cycle customers need the full 12-month
window. A 12-weekly payer pays four times a year, so a shorter window undercounts them.
What this report does not show
This report reflects credits into the connected bank account only. Cash income is
invisible to us and is not verified. This is not a valuation and not financial advice.
How this report was produced
The seller connected the bank account their round is paid into. The connection is
read-only, through GoCardless Bank Account Data. We cannot move money and never see
login details.
We pulled every credit in the window and grouped them into payers by reference,
amount and payment cycle. Cycles between 2 and 12 weeks count as recurring, and most rounds
run 4-weekly. Payers are distinct external counterparties, so credits from accounts
matching the seller's identity are excluded.
Every figure is computed by the same deterministic engine. Run it twice on the
same data and you get the same numbers. A person reviewed the result before issue.
Raw transaction data is deleted within 30 days of issue. Only the aggregate
figures on this report are kept.
Issued 17 August 2026. Valid until 15 November 2026 — 90 days from issue.
To check this report is genuine, or to see whether it has been revoked or has expired,
scan the code on page 1 or go to trustthebooks.com/verify/TTB-00147